Editorial Policy
Last updated November 10, 2026
Money decisions matter, so we hold our content to clear standards. This page explains how our articles are made.
Our purpose
Every article should leave you better able to make your own decision. We explain how things work, the trade-offs involved and the risks, using worked examples you can repeat with your own numbers.
Research and sources
- We rely on primary and official sources where possible, such as the IRS, the SEC and Investor.gov, the CFTC, the Consumer Financial Protection Bureau and FINRA.
- Where possible, figures that change regularly, such as tax limits, interest rates and platform fees, are described as concepts and we point you to the official source for the current number rather than printing a figure that may go stale.
- Historical market returns are presented as history, never as a prediction or a promise.
Independence
- We do not accept payment to cover, rank or recommend any product or company.
- Ads are chosen and placed by Google's systems, not by our writers, and advertisers have no say in what we publish.
- When we mention companies, it is only as examples. We do not rank brokers, exchanges or platforms, and we do not tell readers what to buy.
Higher-risk topics
Cryptocurrency, prediction markets and other speculative areas are covered for education only. These articles lead with risk, regulation and consumer protection, and never encourage trading or betting.
Review and updates
Each article is reviewed for accuracy, clarity and compliance with this policy before it is published. When we learn that rules or products have changed, we update the affected articles. Every article shows its publication date and, where relevant, the date it was last updated.
Corrections
If we get something wrong, we fix it promptly and update the article's date. Send corrections to hello@minetofive.com.
Use of tools
We use AI tools to help research and draft articles. A person reviews and edits every article for accuracy and usefulness before it is published, and we are responsible for everything we publish.